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All agents are NOT alike! Find out why I am the TOP real estate expert. Call me tollfree:(800) 322-7448.
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MEMBER OF:
- Multi-Million dollar club
- Amelia Island-Greater Nassau County Assoc.
of Realtors
- Florida Association of Realtors
- National Association of
Realtors
- Multiple Listing Service
- Amelia Island Museum of History
- Friends of the Nassau County
Library
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Find Out About the Latest Amelia Island, Fernandina Beach and Yulee Area Homes for Sale Before Anyone Else!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Amelia Island, Fernandina Beach and Yulee, Florida area MLS, and even later on the national listings web sites, if at all. By signing up to receive my latest listings, I'll send you an email notice instantly -- as soon as my latest homes for sale go online. You'll find out first, before other Amelia Island, Fernandina Beach and Yulee buyers. There is absolutely no obligation, and this service is free of charge. Don't miss out! Just fill out the form to get started...
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
Where would you go to enjoy a soak in the world's largest bathtub?
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| A |
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time. |
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