Amelia Island, Fernandina Beach and Yulee real estate and homes for sale in Florida - Marcy Mock, REALTOR® Marcy Mock REALTOR(r) for Amelia Island, Fernandina Beach and Yulee, Florida real estate - NUMBER1EXPERT™ Marcy Mock NUMBER1EXPERT(tm) for Amelia Island, Fernandina Beach and Yulee, Florida real estate

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Marcy Mock, REALTOR®, real estate agent and broker for Amelia Island, Fernandina Beach and Yulee Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am the TOP real estate expert. Call me at:(904) 753-6500.
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MEMBER OF:
  • Multi-Million dollar club
  • Amelia Island-Greater Nassau County Assoc. of Realtors
  • Florida Association of Realtors
  • National Association of Realtors
  • Multiple Listing Service




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Mortgage Prequalification: Amelia Island, Fernandina Beach and Yulee Florida home buying, real estate listings, and homes for sale in Nassau                         County, FL
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Amelia Island, Fernandina Beach and Yulee Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?

A 
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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Marcy Mock, REALTOR®, real estate agent and broker for Amelia Island, Fernandina Beach and Yulee Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Marcy Mock
Amelia Island/Fernandina Beach

Amelia Island, FL
Phone: 904-753-6500
Fax: 904-261-5473
Email: marcymock@NUMBER1EXPERT.com

Marcy Mock knows Amelia Island and the surrounding areas. She is a multi-million dollar producer with over twenty years' experience! She gets the job done! Marcy has been Amelia Island's NUMBER1EXPERT�; for years, and she sets the standard for excellence in real estate commitment. Her compassion, energy level and attention to detail will positively impact your buying or selling experience. Call or email Marcy today!!!

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