Amelia Island, Fernandina Beach and Yulee real estate and homes for sale in Florida - Marcy Mock, REALTOR® Marcy Mock REALTOR(r) for Amelia Island, Fernandina Beach and Yulee, Florida real estate - NUMBER1EXPERT™ Marcy Mock NUMBER1EXPERT(tm) for Amelia Island, Fernandina Beach and Yulee, Florida real estate

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Marcy Mock, REALTOR®, real estate agent and broker for Amelia Island, Fernandina Beach and Yulee Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am the TOP real estate expert. Call me at:(904) 753-6500.
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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Marcy, a proven Amelia Island, Fernandina Beach and Yulee, Florida NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What are the characteristics of classic Queen Anne architecture?

A 
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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BEAUTIFUL VILLA AT SAILMAKER
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Location: 302 SAILMAKER
Price: $259,900 
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Marcy Mock, REALTOR®, real estate agent and broker for Amelia Island, Fernandina Beach and Yulee Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Marcy Mock
Summer Beach/Amelia Island

Amelia Island, FL
Phone: 904-753-6500
Fax: 904-261-5473
Email: marcymock@NUMBER1EXPERT.com

Marcy Mock knows Amelia Island and the surrounding areas. She is a multi-million dollar producer with over twenty years' experience! She gets the job done! Marcy has been Amelia Island's NUMBER1EXPERT™; for years, and she sets the standard for excellence in real estate commitment. Her compassion, energy level and attention to detail will positively impact your buying or selling experience. Call or email Marcy today!!!

CIPS MLS REALTOR CRS Equal Housing


Summer Beach Properties Amelia Island Real Estate real estate and homes for sale in Amelia Island, Fernandina Beach and Yulee Florida

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